Terms of Service

1. Acceptance of Terms

By accessing and using Karma Speaks' Vedic astrology consultation services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Karma Speaks provides professional Vedic astrology consultation services including:

• Birth chart analysis and interpretation
• Relationship compatibility assessments
• Career guidance and timing
• Life purpose and spiritual guidance
• Educational content and articles

All consultations are conducted by qualified Vedic astrology practitioners with traditional training and experience.

3. Booking and Payment

3.1 Booking Process

• All consultations must be booked in advance through our website
• Accurate birth information (date, time, place) is required for accurate readings
• Appointments are subject to availability
• We reserve the right to refuse service at our discretion

3.2 Payment Terms

• Full payment is required at the time of booking
• We accept major credit cards and PayPal
• All prices are in USD unless otherwise specified
• Prices are subject to change with 30 days notice

4. Cancellation and Refund Policy

4.1 Cancellation by Client

• 24+ hours notice: Full refund or rescheduling
• Less than 24 hours: 50% refund or rescheduling
• No-show: No refund
• Refunds are processed within 5-7 business days

4.2 Cancellation by Karma Speaks

• We may cancel due to technical issues, illness, or emergencies
• Full refund or rescheduling will be offered
• We will provide as much notice as possible

5. Consultation Guidelines

5.1 Client Responsibilities

• Provide accurate birth information
• Be punctual for scheduled appointments
• Maintain respectful communication
• Use the service for personal guidance only

5.2 Service Limitations

• Consultations are for guidance and entertainment purposes
• We do not provide medical, legal, or financial advice
• Astrological insights are not guaranteed predictions
• Clients are responsible for their own decisions and actions

6. Intellectual Property

All content on our website and provided during consultations, including but not limited to:

• Text, graphics, logos, and images
• Astrological charts and interpretations
• Consultation recordings and materials
• Software and website design

Are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

7. Privacy and Confidentiality

• All personal information is kept strictly confidential
• Consultation details are not shared with third parties
• We comply with applicable privacy laws and regulations
• See our Privacy Policy for detailed information

8. Disclaimers

8.1 Astrological Services

Vedic astrology is an ancient practice for guidance and insight. We make no claims about the accuracy or effectiveness of astrological predictions. Our services are provided for entertainment and guidance purposes only.

8.2 No Medical or Legal Advice

Our consultations do not constitute medical, legal, financial, or professional advice. Always consult qualified professionals for such matters.

8.3 Service Availability

We strive to provide reliable service but cannot guarantee uninterrupted access. We are not liable for service interruptions due to technical issues or circumstances beyond our control.

9. Limitation of Liability

To the maximum extent permitted by law, Karma Speaks shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Decisions made based on astrological guidance
• Technical issues or service interruptions

Our total liability shall not exceed the amount paid for the specific consultation in question.

10. Prohibited Uses

You may not use our services for:

• Any unlawful purpose or activity
• Harassment or abuse of our staff
• Commercial resale of our services
• Attempting to gain unauthorized access to our systems
• Violating any applicable laws or regulations

11. Termination

We reserve the right to terminate or suspend your access to our services immediately, without prior notice, for any reason, including breach of these terms.

12. Governing Law

These terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles.

13. Dispute Resolution

Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

14. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated revision date. Continued use of our services constitutes acceptance of the modified terms.

15. Severability

If any provision of these terms is found to be unenforceable or invalid, the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have any questions about these Terms of Service, please contact us: